Apply Now
We Offer
A Simplified Process
Competitive Rates & Terms
A Variety of Programs
  Regional & National
  Fixed and Adjustable
Quick Approvals
Experienced Associates
  See Rate Chart for current programs.
Loan vs. Cash
  If You're Paying Cash For Your Boat You're Probably Paying Too Much!
  Select Here to Learn More!
New Boat Loans
  Offshore Financial offers financing up to 85% of the total selling price of the boat with terms as long as 20 years.
  All loans are simple interest with no points.
  Written approvals can be obtained within 24 to 48 hours.
  See how we can get you pre-approved before you shop.
  Minimum Loan $25,000
Pre-Owned Boat Loans
  Consider Buying a Pre-Owned boat, contact us for most current boat values and an up-to-date listing of the qualified surveyors in your area.
  Call us about possible boat age restrictions.
Refinancing An Existing Loan
  With Interest Rates being at their all time LOW refinancing makes even more sense NOW.
  Offshore Financial offers refinancing programs that can save you money with your next payment and hundreds or even thousands of dollars over the remaining term of your loan.
  To see if refinancing makes sense for you, check your current contract rate find out our outstanding balance ( we can estimate this for you ), then call us. If today's market rate is at least 3/4 of a point (.75%) lower than your current rate, refinancing could save you money. Contact one of our offices to discuss your individual loan situation, we'll send you a loan comparison schedule to show you just how much you will save. We can also point out other ways to SAVE YOU EVEN MORE.
Download Loan Application
  Loan Application (download) - Download this easy to use PDF loan application.
  To view the PDF loan application you will need to download the latest version of Adobe Acrobat Reader if you do not already have it.
  After downloading, you can view the application, print the application, complete the information at your convenience, and mail or fax it to us.
  Be sure to include the important information listed below.
  Our mailing address is:
  Offshore Financial
  106 Bridge Avenue, Suite 4
  Bay Head, NJ 08742
  Fax: (732)-899-8686
To expedite your yacht or boat loan application, please fax or send the following information.
Two years current 1040 Federal Income Tax returns complete with all schedules, including W-2's.
If Self Employed - Business Financial Statements and two years Corporate Federal Income Tax returns.
Copy of Boat Purchase Agreement.
Any documents or statements explaining a unique or special situation.

We invite you to contact one of our Account Executives via our convenient Information Request Form, or if you prefer,
contact us using a alternative method as listed on the Contact Offshore page of this site.

Copyright © 1999-2017 Offshore Financial, Inc. All Rights Reserved.